Specialized Financial Services for MSB's
At JAC20 ENTERPRISES LLC, we empower Money Services Businesses (MSB’s) and other small and medium-sized financial services companies.
We offer strategic and comprehensive solutions to ensure their growth and success.
Who We Are
JAC20 Enterprises LLC, based in New York, is a firm dedicated to supporting small and medium-sized alternative financial services companies, also known as “parallel banking.” Our commitment is to provide comprehensive and strategic support for your success.
Our multidisciplinary team has a solid base of certifications that include anti-money laundering specialists (CAMS), tax preparers (PTIN), licenses in real estate and notary public services. In addition, we offer paralegal support in immigration procedures.
As a demonstration of our operational capacity, we are registered as a Money Services Business with FinCEN, which allows us to offer wholesale currency exchange services in the state of California.
Our Services
- Effective and tailored solutions -
Regulatory Compliance
We ensure that your company complies with all regulations, mitigating risks and ensuring safe operations in the financial sector.
Financial Management
We offer comprehensive solutions to optimize your capital, improve profitability, and build a solid financial foundation for the future.
Business Development
We drive your expansion and success through personalized strategies, guiding you towards sustainable growth in the market.
Money Transmitter Services
Our Money Service Business review programs and schemes have been successfully recognized and validated by high-profile banks in the United States, demonstrating the quality and effectiveness of our solutions. We have had the privilege of working with leading money transmitters in the industry, helping them to strengthen their operations and comply with the most demanding regulations.
Our Money Transmitter service portfolio includes service for the Canadian market, derived of our vast experience in regulatory compliance under the provisions established by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
The commitment of JAC20 is to give you the peace of mind of knowing that your business is in the best hands.
Portfolio
AML/CTF Audits
Independent evaluation of the effectiveness of the AML/CFT Program, aligned with international standards (FATF/GAFI) and applicable regulations.
Regulatory Gap Analysis
Identification of deficiencies and recommendations to close gaps regarding regulatory requirements and best practices.
Review and Optimization of Standard Operating Procedures (ROEs)
Validation of critical processes and their alignment with internal policies and regulatory requirements.
Internal Controls Assessment
Effectiveness testing of AML/CTF controls, including transaction monitoring, sanctions, and restrictive lists.
Enterprise-Wide Risk Assessment
Methodology for identifying, measuring, and prioritizing risks by type, geography, customer, channel, and product.
Training Program Design and Implementation
Mandatory annual training and specific training for high-risk personnel.
Suspicious Transaction Report (STR) Management
Advice and support in the preparation, review, and submission to the competent authority.
Retail Payment Activities Act (RPAA) –Canada compliance assistance
Support with implementation, documentation, and internal audits.
Transaction Monitoring
Design, validation, and improvement of scenarios, alerts, and thresholds using a risk-based approach.
Due Diligence (CDD/EDD)
Procedures for identifying and verifying customers, beneficial owners (UBOs), and PEPs, including periodic and event-driven reviews.
On-site visits
On-site compliance assessments to validate actual operations against established policies and controls.
Wholesale Currency Exchange
The global foreign exchange (FX) market, with a daily turnover exceeding USD 6 trillion, is a critical driver of international trade, cross-border investment, and global liquidity optimization. It enables regulated market participants to manage currency risk effectively and capitalize on legitimate market opportunities within a dynamic financial environment.
JAC20 ENTERPRISES LLC provides specialized operational and logistical support exclusively to duly regulated currency exchange houses (Money Services Businesses – MSBs) and authorized financial institutions operating within the Mexico–United States corridor, with a particular focus on the state of California. The company does not engage in retail foreign exchange transactions with the general public and operates strictly within the scope of all applicable federal and state licensing requirements.
Our core service consists of facilitating access to Mexican pesos for eligible high-volume transactions conducted by regulated counterparties. Acting solely as an intermediary, we connect these regulated entities with vetted wholesale currency providers. All transactions are executed under rigorous due diligence protocols and are subject to robust anti-money laundering (AML), counter-terrorist financing (CTF), and sanctions compliance controls, along with all applicable recordkeeping and reporting requirements.
JAC20 ENTERPRISES LLC is registered with the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB). This registration reflects our commitment to the highest standards of compliance, operational integrity, and transparency, ensuring that all activities are conducted in accordance with applicable laws, regulations, and internationally recognized risk management best practices.
Tax Returns
At JAC20 ENTERPRISES LLC, we simplify your tax returns in the United States. Our team of experts helps you meet your tax obligations and get the most benefit possible, whether you are an individual or a company.
IRS Certification
We are certified by the IRS to prepare tax returns for individuals and businesses, ensuring federal and state compliance and avoiding penalties or audits.
Tax Experts
Our team, highly qualified and with continuous IRS training, stays up-to-date on tax laws so that you take advantage of all available deductions and credits.
Maximum Benefit
Our goal is for you to obtain the greatest tax benefit. We thoroughly review your situation to find every savings opportunity, which is reflected in the loyalty of our clients.
At JAC20 ENTERPRISES LLC, we offer comprehensive and strategic support to help small and medium-sized money service businesses (MSBs), such as money transmitters, check cashing services, and currency exchange houses, grow and become more efficient. We understand the challenges of this sector and provide you with tools to improve your accounting and management, laying a solid foundation for your expansion. tax obligations and get the most benefit possible, whether you are an individual or a company.
Business Development Support
Business Registration
We help you create and register new companies or businesses with all the necessary authorities. This includes advice on the best legal structure, federal and state registration, and obtaining the initial permits for you to operate legally from day one.
Key Additional Services
We offer notary services to legalize documents, real estate support in New Jersey, Pennsylvania, and Georgia for your expansion, and paralegal assistance in immigration matters, such as filling out forms and tracking cases, which is vital for your employees or clients.
Procedures and Licenses
We manage complicated procedures and renewals of individual taxpayer identification numbers (ITINs), in addition to helping you obtain and maintain essential state and local licenses, including those for money transmitters. We also facilitate appointments and procedures at consulates of Mexico and Guatemala so that your team and international operations are always up to date.
Financial and Accounting Strategy
We implement solid accounting strategies and financial management systems tailored to your needs. This includes everything from setting up your accounting and optimizing your income to preparing detailed financial reports. We want to give you a clear vision of your company’s financial health so you can make decisions that drive its growth.
Our commitment is to be your strategic partner. We not only provide practical solutions, but also the knowledge and confidence to handle the complex world of regulations and operations. With JAC20 ENTERPRISES LLC, your business will be better prepared to face challenges, seize opportunities, and achieve your long-term goals, consolidating your presence in the market with solid management and impeccable regulatory compliance.
Our Certifications and Alliances
At JAC20 Enterprises LLC, we have a team of highly qualified professionals, backed by recognized certifications in the financial and service industry. This guarantees accurate service that complies with current regulations.
- Certified Anti-Money Laundering Specialists (CAMS): Experts in the prevention of illicit activities, essential for MSB’s AML/CFT compliance.
- IRS authorized Tax Preparers (PTIN): Ensure accurate returns, maximizing your tax benefits and minimizing risks.
- Real Estate Services Licenses: Licensed professionals in New Jersey, Pennsylvania and Georgia for property advice and business expansion.
- Certified Notaries Public: For the authentication and legalization of essential documents.
- Para-legals specialized in immigration procedures: They offer key support for immigration processes of employees or clients.
Our methodologies and protocols are validated by renowned banking institutions at a national and international level. These strategic alliances demonstrate the quality, reliability and conformity of the services we offer, keeping us at the forefront of best practices.
The combination of these elite certifications and solid banking alliances makes us your indispensable strategic partner, ensuring that your business not only complies with regulations, but also thrives in a complex financial environment.
Contact Us
+1 (646) 481-9185
Contact our specialists directly for immediate advice on any of our services.
inquiry@jac20.us
Send us your questions by email and we will respond within a maximum of 24 business hours.